mechana2015 wrote:http://religion.blogs.cnn.com/2013/11/30/what-dave-ramsey-gets-wrong-about-poverty/ just to keep things in perspective here. The guy has some really good ideas, but also some rather poor ones.
Nate wrote:I choose to be poor.
mechana2015 wrote:http://religion.blogs.cnn.com/2013/11/30/what-dave-ramsey-gets-wrong-about-poverty/ just to keep things in perspective here. The guy has some really good ideas, but also some rather poor ones.
Yamamaya wrote:I don't like the cultural effect this guy has had on evangelical Christianity. He seems to have given many evangelicals who "never go into debt ever" a superiority complex. Not all debt is caused by being irresponsible, some is caused by medical emergencies(as if cancer wasn't bad enough already).
Not to mention the people that treat him like he's the Jesus of finance.
Sheenar wrote:Agreed.
I use his system of budgeting because it has helped me be disciplined with the amount of money I have coming in each month. But he does not seem to understand (or be compassionate towards) those of us who live on fixed incomes and other types of assistance --his view seems to be that we got here through our own actions --when so many of us are dealing with disabilities which we have no control over and are not low-income by choice. So many of us would work and get out of subsidized housing and off assistance if we could. We have to eat and have housing and medical care --so what exactly does he expect us to do?
That is my beef with his teachings. The financial budgeting aspect of it is sound, however. The envelope system really does work to keep tabs/limits on spending. It has taught me to be better at saving and better at not spending money without a plan.
shooraijin wrote:As a preemptive strike, let's not get into Ayn Rand or Objectivism much further, since that'll start skewing into politics real fast.
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